Welcome Home — Let’s Make It Happen

Whether you're buying your very first house or your forever home, you're in the right place. I'm Ryan Picinic, a dedicated Mortgage Loan Officer with NC Community Housing & Consulting — and I don’t just do loans. I help people like you turn big goals into front door keys.

This page is here to give you real, helpful information on the homebuying process. No fluff, no pressure — just guidance you can trust. You'll find free resources, tips, and answers to the questions most folks don’t even know to ask.

FHA, VA, Conventional — no matter the loan type, I’ll work day and night to help you secure the financing that fits your life. When you're ready, I’ll be here to walk with you through every step.

Homebuyer Guides

FHA vs VA vs Conventional

Check out this in detail article from Forbes explaining the difference between the three biggest home loans.

First time homebuyer tips

Check out some easy and simple tips for getting in your first home!

More coming soon!!

Have a question?

Please reach out via email, call or text, at any time and I will answer any questions you may have!

Phone; (910) 538-0582

Email: Ryan@NC-Housing.org